Sending money home
How to send money from Japan: providers, costs and rules for foreign residents
Send money from Japan for under 1.8% of ¥100,000 with registered apps, versus ¥3,000+ at banks. Costs, My Number rules and limits, October 2026.
Money
Sending money home, opening a bank account as a newcomer, getting a credit card without a Japanese credit history, claiming your pension refund (脱退一時金) and investing through NISA. Each answer says what changes with your visa type, residence-card period and time in Japan.
11 guides, last updated Oct 20, 2026
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Bank accounts
Which Japanese banks open accounts for foreigners? 10 banks compared
How to open a bank account in Japan as a foreigner: residence-card rules, the 6-month rule, English and overseas transfers at 10 banks (October 2026).
Credit cards
Credit cards for foreigners in Japan: what you can realistically get
Yes, foreigners in Japan can get a credit card. What issuers require, 8 no-fee cards scored for newcomers, and debit cards if you're declined.
Pension
Japan pension refund (脱退一時金): who qualifies, how much and how to claim
Japan pension refund (脱退一時金) for foreigners: claim within 2 years of leaving, up to 60 months count. How to apply and get the 20.42% tax back.
Tax
Furusato nozei for foreigners: who can use it, limits and leaving Japan
Furusato nozei for foreigners works the same as for Japanese residents: pay tax in Japan, donate, pay ¥2,000 net. Limits, one-stop rules and leaving Japan.
Sending money home
Send money from Japan to India: providers, fees and rates compared
To send money from Japan to India, Remitly gave the most on our ¥100,000 sample (INR 59,636). Wise, SBI Remit and Western Union compared, October 2026.
Sending money home
Send money from Japan to Nepal: providers, fees and eSewa compared
To send money from Japan to Nepal, Remitly gave NPR 95,478 and SBI Remit NPR 95,189 on our ¥100,000 sample. Fees, rates, eSewa and cash, October 2026.
Sending money home
Send money from Japan to Pakistan: providers, fees and rates compared
To send money from Japan to Pakistan, Remitly gave the most rupees on our ¥100,000 sample (PKR 175,430). Fees, rates, JazzCash and cash pickup, October 2026.
Sending money home
Send money from Japan to the Philippines: GCash, banks and cash pickup compared
To send money from Japan to the Philippines, Remitly and SBI Remit gave about PHP 39,400 on our ¥100,000 sample. GCash, cash pickup and fees, October 2026.
Investing and NISA
NISA for foreigners: who can open one and what happens when you leave Japan
NISA for foreigners: any resident of Japan aged 18+ can open one, up to ¥3.6M a year. Leave for your own reasons and the account closes. What to know first.