Daily lifeSafety

Japan data breach: what to do if your information leaked

Japan data breach guide for foreign residents: recent leaks (Aflac, Times Car), what to check, reissuing your license or residence card, My Number, phishing.

Paper slips printed "Personal Data" scattered across grass
Leak reports to the PPC, FY2025
19,417
New residence card on request
¥1,900, same day in principle
My Number change
Only if leaked and at risk of misuse
My Number Card stop (English)
0120-0178-27, 24 hours
Short answer

After a Japan data breach, read the company's notice to see exactly which items leaked, then act on those items only. As of October 2026, the main risk is phishing that uses your name and phone number. Change reused passwords and watch your bank and card statements. If ID images leaked, you can get a new driver's license or residence card (¥1,900 at immigration). A My Number is changed only when it leaked and may be misused. Companies must notify you in cases such as leaks affecting over 1,000 people.

If a Japan data breach may include your details, first read the company’s notice and find the list of leaked items. Then act only on those. The large 2026 leaks below exposed names, addresses and phone numbers, not full card numbers, so the main risk is convincing phishing. If an ID image leaked, you can get a new driver’s license or a new residence card (¥1,900). Your My Number is changed only if it leaked and may be misused.

Leak reports in FY2025

19,417

Reports of personal data leaks and similar incidents to the Personal Information Protection Commission (個人情報保護委員会) from April 2025 to March 2026, down 8%, per Kyodo (7 July 2026). Separately, there were 392 My Number-related reports.

Which recent data breaches in Japan affect foreign residents?

These are recent cases that hit services many residents use. The figures come from the companies’ own notices.

Incident Announced People What leaked Not leaked
Aflac Life Insurance (アフラック生命保険), policyholder site and online consultation 30 June 2026; results 31 July 2026 About 4.4 million customers Name, date of birth, sex, address, phone, policy number, coverage, beneficiary name, second contact. About 220,000 also had their premium bank account details leaked. My Number, credit card details, email addresses
Times Car (タイムズカー), car sharing 25 September 2026; final investigation results 23 October 2026 6,628,007 accounts; 1,464,800 of them with ID images sent out Name, address, date of birth, phone, email, driver’s license information. ID images (stored encrypted): driver’s licenses, proof-of-address documents such as utility bills, student IDs, family-plan documents. Full card numbers and security codes (the company says it doesn’t hold them)

Aflac says the leak started on 10 June 2026 and that it reported to the Financial Services Agency (金融庁) and the police. It finished mailing letters to affected customers on 30 July 2026.

Times Car’s count includes former members and some Times Business Service customers. Its ID images were stored encrypted. For another 891,602 accounts, the attacker accessed the encrypted images but no trace of sending them out was found. The company says it can’t fully rule out future decryption of the images that were sent out, and it will give those 1,464,800 customers ¥3,000 in cash or vouchers (details to follow). Since 23 October, your My Page on the Times Car site shows which of your items leaked. Former members can check through a form on its site. It will delete all ID images it holds by the end of October 2026. The ID types it lists don’t include residence cards (在留カード).

Not every “may have leaked” notice ends as a leak. JR East said on 9 October 2026 that email addresses of Eki-net members might have leaked through an outside email service. It later updated the notice to say no leak had happened, as ScanNetSecurity reported on 19 October. So follow the company’s updates, not only the first headline.

Will a company tell me if my data leaked in Japan?

Usually, yes. Since 1 April 2022, Japan’s privacy law requires a business to report to the Personal Information Protection Commission (PPC) and notify you when a leak may harm your rights and involves any of these:

  • sensitive personal information (要配慮個人情報)
  • a risk of financial harm
  • a wrongful purpose, such as unauthorized access
  • more than 1,000 people

The PPC expects a first report within about 3 to 5 days. The notice to you should say what happened, which items leaked and why. It usually comes by letter or email. If a company can’t reach everyone, it can publish the notice on its website or set up an inquiry line instead, so check the company’s news page too.

What should I do first after a data breach?

After a leak notice
  1. You Read the list of leaked items Aflac, for example, says My Number and card details were not included. Act on what actually leaked.
  2. You Change reused passwords If a password leaked, change it on every service where you use the same one.
  3. You Turn on two-step login and alerts Especially for banking, securities and card apps.
  4. You Check bank and card statements Call the bank or card company at once about anything you don't recognize.
  5. You, in person Replace leaked ID if you want to Driver's license at the police or license center, residence card at immigration, My Number at the city office.
  6. You, online or by mail Tell a credit bureau Register a self-declaration so lenders check more carefully (¥500 online at the Zenginkyo center).

How do I spot phishing after a leak?

Leaked names and phone numbers make fake messages look real. The National Police Agency (警察庁) and the Financial Services Agency give the same advice:

  • Don’t open links in emails or SMS, even from a sender you know. Open your bank or broker from a bookmark you saved yourself.
  • Use different passwords for each service, and turn on multi-factor login and passkeys where offered.
  • If you typed details into a fake site, call the company right away: your bank for transfers, your card company for card charges. Then change the password on every service that uses it.
  • Report it to your local police station or the police online cyber-incident window. Report the fake site’s URL to the Internet Hotline Center (フィッシング110番).

The FSA has warned since April 2025 about unauthorized access and trading on online securities accounts. If you hold a securities account, check it and turn on login alerts. Our guide to scams targeting foreigners covers fake police, immigration and bank calls.

Should I get a new driver’s license after a leak?

You can. Shizuoka Prefectural Police, for example, accepts reissue applications from people whose license images leaked in the Times Car case. Its fees:

License type Reissue fee
Conventional license ¥2,600
My Number license (マイナ免許証) ¥1,500
Both ¥2,700

Bring your license (or your My Number Card for a My Number license) and the fee to a license center or the police station for your address. Rules, fees and hours are set by each prefecture, so check your own prefectural police page.

Can I get a new residence card after a data leak?

Yes. The Immigration Services Agency (出入国在留管理庁) lets mid- to long-term residents request a new card even when the old one isn’t damaged (交換希望による在留カードの再交付申請). As of October 2026:

  • Fee: ¥1,900 in revenue stamps (収入印紙)
  • Where: the regional immigration office for your address
  • Bring: application form, one photo, passport and your current residence card
  • When: any time; the card is issued the same day in principle

The agency’s page doesn’t say whether the new card gets a new number. Ask at the counter if that matters to you. Its information center is at 0570-013904.

If your card was lost or stolen rather than leaked, the process is different: see lost residence card.

What do I do if my My Number leaked?

Don’t panic about the number alone. Minato City says a My Number on its own won’t be misused.

A My Number is meant to stay the same for life. You can ask for a new one only if it leaked and may be misused, for example if your My Number Card was stolen. Ask at your city office (市区町村役所):

  • Bring: evidence of the leak or risk of misuse (such as the company’s notice), your My Number Card or notification card, and original photo ID such as your residence card.
  • Police first if the card was lost or stolen. Setagaya asks for the police report number.
  • New number: you can’t choose it. It comes by registered mail (簡易書留) that isn’t forwarded, about 3 to 4 weeks later in Koto City.
  • Old cards are collected, and you apply for a new My Number Card after that.

If a card is lost or stolen, stop it first. Call the toll-free foreign-language line 0120-0178-27. Suspension runs 24 hours in English, Chinese, Korean, Spanish and Portuguese. Thai, Nepali, Indonesian, Vietnamese and Tagalog run 9:00 to 18:00. More on the card is in our My Number Card guide.

Can someone take out a loan in my name with a leaked ID?

The Zenginkyo credit bureau (全国銀行個人信用情報センター) lets you register a self-declaration (本人申告) when ID documents, or their images, are lost, stolen or leaked. Lenders see it when they check your credit and can screen more carefully.

  • Cost: ¥500 online, with a My Number Card and an NFC smartphone. By mail it costs ¥2,403: you buy a ticket (本人開示・申告手続利用券) at a convenience store and send it with the form.
  • Covers: ID used for borrowing, such as a driver’s license. Cash cards, credit cards and membership cards are excluded.
  • Limits: it isn’t a guarantee, and banks don’t check it when you open a deposit account. Processing is much slower than usual because of demand, and slower still by mail.

CIC says the three bureaus share lost or stolen ID declarations through their CRIN network. How bureaus work is in our credit score guide.

Who can I contact about a data leak in Japan?

Who For what Number English
The company’s incident line Whether you’re affected, what leaked On its official notice (Aflac 0120-332-856; Times Car 0120-25-8924, 24 hours) Usually Japanese
My Number foreign-language line Stopping a lost or stolen card 0120-0178-27 Yes
Police consultation Fraud, suspicious contact #9110 (110 for emergencies) Not stated
Consumer hotline Disputes with a business 188 Not stated
FSA consultation office Banks, brokers and other financial services 0570-016811, weekdays 10:00 to 17:00 Not stated
PPC consultation line Complaints about how a company handles your data 03-6457-9849, weekdays 9:30 to 17:30 Japanese only on its page

The PPC can advise you and, under conditions, mediate with a company. It doesn’t handle claims for compensation or apologies. For a claim for damages, talk to a lawyer (弁護士).

More guides: scams targeting foreigners, My Number Card for foreigners, lost residence card, credit score in Japan, emergency numbers in Japan.

Questions people ask

What happened in the Aflac Japan data breach?

Aflac said on 31 July 2026 that data on about 4.4 million customers leaked from its policyholder site and online consultation system, including names, addresses, phone numbers and policy details. About 220,000 also had bank account details exposed. My Number, credit card details and email addresses were not included.

Do companies in Japan have to tell me about a data breach?

Yes, in many cases. Since April 2022, a business must report to the Personal Information Protection Commission and notify you when a leak involves sensitive data, a risk of financial harm, unauthorized access or more than 1,000 people.

Can I change my My Number if it leaked?

Only if it leaked and may be misused. Apply at your city office with evidence of the leak. The new number arrives by registered mail, about 3 to 4 weeks later in Koto City.

Can I get a new residence card after a leak?

Yes. The Immigration Services Agency lets you request a new card even if yours isn't damaged. It costs ¥1,900 in revenue stamps and is issued the same day in principle.

Who can I call in English about a leak?

For a My Number Card, call 0120-0178-27, which has English and 24-hour suspension. Police (#9110) and the consumer hotline (188) don't promise English on their pages, so a Japanese-speaking friend may help.

Sources

  1. 当社システムに対する不正アクセスの発生および情報漏えいに関するお詫びとお知らせ (2026-06-30), Aflac Life Insurance Japan (accessed Oct 24, 2026)
  2. 情報漏えいに関する調査結果と再発防止策について (2026-07-31), Aflac Life Insurance Japan (accessed Oct 24, 2026)
  3. Times Car Web system unauthorized access, 2nd report (2026-09-28), Times Car (accessed Oct 24, 2026)
  4. Times Car Web system unauthorized access, 3rd report (2026-09-29), Times Car (accessed Oct 24, 2026)
  5. Times Car Web system unauthorized access, 4th report (2026-10-16), Times Car (accessed Oct 24, 2026)
  6. Times Car Web system unauthorized access, 5th report (2026-10-23), Times Car (accessed Oct 24, 2026)
  7. タイムズカーWebサイトへの不正アクセスに伴う運転免許証の再交付, Shizuoka Prefectural Police (静岡県警察) (accessed Oct 24, 2026)
  8. えきねっと会員・大人の休日倶楽部会員の漏えいはなかったと判断 (2026-10-19), ScanNetSecurity (accessed Oct 24, 2026)
  9. 個人情報漏えい、25年度8%減 政府報告書、1万9417件 (2026-07-07), Kyodo News via Kumamoto Nichinichi Shimbun (accessed Oct 24, 2026)
  10. 漏えい等報告・本人への通知の義務化について, Personal Information Protection Commission (個人情報保護委員会) (accessed Oct 24, 2026)
  11. 個人情報保護法相談ダイヤル, Personal Information Protection Commission (個人情報保護委員会) (accessed Oct 24, 2026)
  12. マイナンバー(個人番号)を変えてもらえるのか, Minato City (港区) (accessed Oct 24, 2026)
  13. 個人番号(マイナンバー)の変更, Setagaya City (世田谷区) (accessed Oct 24, 2026)
  14. マイナンバーの変更, Koto City (江東区) (accessed Oct 24, 2026)
  15. My Number contact information, Digital Agency (デジタル庁) (accessed Oct 24, 2026)
  16. Reissuance of a residence card on request for exchange, Immigration Services Agency (出入国在留管理庁) (accessed Oct 24, 2026)
  17. 本人申告の手続き, 全国銀行個人信用情報センター (Japanese Bankers Association) (accessed Oct 24, 2026)
  18. 郵送による申告手続, 全国銀行個人信用情報センター (Japanese Bankers Association) (accessed Oct 24, 2026)
  19. 本人申告 よくあるご質問, 全国銀行個人信用情報センター (Japanese Bankers Association) (accessed Oct 24, 2026)
  20. 信用情報の交流, CIC (accessed Oct 24, 2026)
  21. フィッシング対策, National Police Agency (警察庁) (accessed Oct 24, 2026)
  22. インターネット取引サービスへの不正アクセス・不正取引にご注意ください, Financial Services Agency (金融庁) (accessed Oct 24, 2026)
  23. 警察の相談ダイヤル#9110, Nagano Prefectural Police (長野県警察) (accessed Oct 24, 2026)
  24. 消費者ホットライン188, National Consumer Affairs Center of Japan (国民生活センター) (accessed Oct 24, 2026)

Spotted something out of date or wrong? Email [email protected] and we will check it against the source. See our corrections policy.

Photo: Benjamin Bellamy / CC BY-SA 4.0