Bank accounts
Rakuten Bank for foreign residents: can you open one and what does it need
Can a foreigner open a Rakuten Bank account? Age and residence rules, the residence card needed, timing, Japanese-only limits and new 2026 cards (October 2026).
Selling used goods in Japan as a foreigner: Mercari takes a residence card for ID, charges 10% plus 200 yen to cash out. Yahoo Flea, recycle shops, tax.
Foreign residents can sell on Mercari: the app's ID check accepts a residence card (在留カード) or special permanent resident certificate with at least 60 days left. As of October 2026, Mercari takes 10% of the sale and charges 200 yen per bank payout, which must go to an account in your own name. Proceeds expire after 180 days unless you are ID-verified. Yahoo!フリマ charges 5%. Selling ordinary household goods is not taxed.
As a foreigner you can sell on Mercari (メルカリ) with a residence card. Its in-app ID check accepts a residence card (在留カード) or a special permanent resident certificate with at least 60 days left. Mercari keeps 10% of each sale and charges 200 yen per bank payout, to an account in your own name. Sales proceeds expire after 180 days unless you finish the ID check. Yahoo!フリマ charges 5%. Selling ordinary household goods is not taxed. All as of October 2026.
Yes. The ID check is where foreign residents differ from Japanese users.
| Japanese nationals | Foreign nationals | |
|---|---|---|
| Accepted ID | Driving licence, 運転経歴証明書, or My Number card | Residence card (在留カード), or special permanent resident certificate (特別永住者証明書) |
| Expiry rule | n/a | At least 60 days left |
Key points from Mercari’s help page:
Leaving Japan soon? If your residence card has fewer than 60 days left, you cannot pass the check. Start early.
| Item | Cost |
|---|---|
| Registration and listing | Free |
| Sales fee | 10% of the sale price, deducted when the transaction completes |
| Bank payout | 200 yen per transfer, regardless of amount or bank |
| Express payout (お急ぎ振込) | +200 yen (400 yen in total) |
Example: an item sold for 5,000 yen leaves 4,500 yen after the fee, before shipping. Cashing it out alone would cost 200 yen more. Group your sales into one payout.
Payout limits. Per business day, with the ID check done you can transfer up to 1,000,000 yen including the fee. Without it, the limit is 50,000 yen including the fee.
Your bank account must:
If you do not have a Japanese bank account yet, read opening a bank account as a foreigner. Before you leave, see closing your bank account when leaving Japan: request your payout first.
Before you finish the ID check, proceeds appear as 売上金 (sales proceeds) with a 180-day payout deadline. If you do nothing, Mercari tries to transfer them to your registered bank account automatically, up to twice, with a 200 yen fee each time. If you have no account registered, or the proceeds are 200 yen or less, they expire.
After you finish the ID check, the display changes to 残高 (balance) and there is no expiry. You can also spend proceeds by buying Mercari points.
After completion, you cannot cancel the transaction. Messaging closes 2 weeks after the last message.
Mercari bans many things people clear out when moving. These include:
Restricted, under-contract or unpaid phones and SIM cards are banned, so settle any installments first.
Yahoo!フリマ (formerly PayPayフリマ) charges a 5% sales fee (tax included) when the transaction completes, and buyers pay no fee. A transaction completes when the buyer rates you, or at 7:30 on the 15th day after purchase. A courier pickup costs 50 yen. You need a Yahoo! JAPAN ID with a mobile phone number and SMS verification before you list. New sellers who first list on or after 19 May 2026 can get fees waived under a promotion with conditions: 3 sales within 30 days, then 90 days of fee-free sales up to 50 items.
Items posted on Yahoo!オークション carry a 10% system fee instead.
Secondhand shops (リサイクルショップ) pay cash on the spot, which can be faster when you are leaving. Under the Secondhand Goods Business Act, dealers must verify your identity for purchases of 10,000 yen or more. For some items it applies at any price: motorcycles, game software, CDs and DVDs, books, and since October 2025 wire, metal gratings and air-conditioner outdoor units. Bring photo ID. We found no official list of IDs accepted for foreigners, so ask the shop.
For large items nobody will buy, see garbage and recycling rules. For a car, see selling or scrapping your car.
The National Tax Agency says income from selling movable property needed for daily life (生活用動産), such as furniture, kitchenware and clothing, is not taxed. Exceptions:
If you are selling in volume, or reselling items bought to sell, talk to a tax accountant (税理士). See also tax returns for foreigners.
Mercari seller cost
10% + 200 yen
Per sale, then per payout. As of October 2026.
Yes, residents can. Mercari's ID check lists a residence card (在留カード) or a special permanent resident certificate (特別永住者証明書) for foreign nationals, each with at least 60 days left before expiry. The check is done in the app, not on the web.
We could not confirm an English interface for the Japanese app. The Mercari help pages we read are in Japanese only. Expect Japanese screens and use your phone's translation tools for the help pages.
10% of the sale price when the transaction completes, with no listing fee. Cashing out to a bank costs a flat 200 yen per transfer, plus another 200 yen if you choose express transfer.
An account in your own name. Mercari does not transfer to virtual accounts, Japan Post Bank savings accounts (貯蓄口座) or accounts whose holder name is written in the alphabet.
Not on ordinary household goods. The National Tax Agency says income from selling movable property needed for daily life, such as furniture, kitchenware and clothing, is not taxed. Items like jewelry or antiques worth over 300,000 yen each are taxable, as is regular, continuing selling for profit.
Dealers must verify your identity for purchases of 10,000 yen or more, and for some items at any price, such as books, CDs, DVDs and game software. Bring photo ID.
Spotted something out of date or wrong? Email [email protected] and we will check it against the source. See our corrections policy.